:root{--navy:#10263f;--deep:#0a1c30;--ink:#162c43;--muted:#526475;--gold:#d4b777;--gold-dark:#806628;--pale:#f0f3f5;--line:#d7e0e6;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;background:#fff;color:var(--ink);font:17px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif}a{color:inherit;text-underline-offset:5px}a:focus-visible,button:focus-visible{outline:3px solid #a17e29;outline-offset:5px}button{font:inherit}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.12;letter-spacing:-.045em}h1,h2{font-weight:550}h1{font-size:clamp(2.6rem,5.2vw,4.65rem);margin-bottom:27px}h2{font-size:clamp(2rem,3.6vw,3.2rem);max-width:810px;margin-bottom:24px}h3{font-size:1.22rem;letter-spacing:-.02em;line-height:1.3;margin-bottom:13px}p{margin-bottom:20px}.wrap{width:min(1200px,calc(100% - 80px));margin:auto}.skip{position:absolute;top:-100px;left:20px;background:white;padding:12px;z-index:10}.skip:focus{top:10px}.header{background:#fff;border-bottom:1px solid #dce3e9}.nav{min-height:90px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;flex-shrink:0}.brand img{width:40px;height:46px}.wordmark{font-size:14px;letter-spacing:.13em;font-weight:750}.wordmark span{color:#876e35}nav{display:flex;align-items:center;gap:30px;font-size:14px}nav a{text-decoration:none}.nav-contact{background:var(--navy);color:white;padding:11px 18px;border:1px solid var(--navy)}.nav-contact:hover{background:#254762}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:11px;font-weight:750;color:var(--gold-dark);margin-bottom:23px}.section{padding:100px 0}.intro{font-size:18px;color:var(--muted);max-width:720px}.split{display:grid;grid-template-columns:1.15fr 1fr;gap:100px}.tint{background:var(--pale)}.actions{display:flex;align-items:center;flex-wrap:wrap;gap:16px;margin-top:30px}.button{display:inline-flex;min-height:51px;align-items:center;justify-content:center;text-decoration:none;background:var(--navy);color:#fff;border:1px solid var(--navy);font-size:14px;font-weight:700;padding:13px 22px;transition:background .2s,transform .2s}.button:hover{transform:translateY(-2px);background:#294a67}.button.light{background:var(--gold);border-color:var(--gold);color:var(--deep)}.button.light:hover{background:#e3c991}.button.outline{background:transparent;color:#fff;border-color:#ffffff57}.button.outline:hover{background:#ffffff0d}.button:after{content:"↗";padding-left:17px;font-size:18px}.button.outline:after{content:"↓"}.hero{background:var(--navy);color:white;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;width:730px;height:730px;border:1px solid #d4b77718;border-radius:50%;right:-250px;top:-260px;pointer-events:none}.hero-layout{display:grid;grid-template-columns:minmax(0,1fr) 275px;gap:60px;padding:78px 0 56px;align-items:center}.hero .eyebrow{color:#d9c28e;letter-spacing:.13em;font-size:10px;display:flex;align-items:center;gap:10px}.status-dot{width:6px;height:6px;background:var(--gold);border-radius:50%;flex-shrink:0}.hero h1{font-weight:550;max-width:840px}.hero h1 span{display:block}.hero h1 span:last-child{color:#d8bf88}.hero .lead{color:#d6e0e9;font-size:18px;max-width:680px;line-height:1.7}.coverage{font-size:13px;color:#c5d2de;margin:27px 0 0}.hero-aside{border-left:1px solid #ffffff24;padding:20px 0 10px 34px;position:relative}.aside-label{font-size:20px;line-height:1.25;letter-spacing:-.03em;margin-bottom:28px;color:#f2f5f7}.hero-priority{display:flex;gap:15px;border-top:1px solid #ffffff20;padding:17px 0}.hero-priority>span{font-size:10px;color:var(--gold);padding-top:4px}.hero-priority p{font-size:12px;color:#bccbd8;margin:0;line-height:1.6}.hero-priority strong{display:block;font-size:16px;font-weight:550;color:#fff;margin-bottom:3px}.hero-aside>a{font-size:12px;color:var(--gold);display:flex;justify-content:space-between;text-decoration:none;margin-top:20px}.orbit-mark{width:56px;height:56px;position:relative;margin:0 0 30px}.orbit-mark span{display:block;position:absolute;inset:0;border:1px solid #d4b77790;transform:rotate(30deg)}.orbit-mark span:nth-child(2){inset:10px;border-color:#7ba4c8;transform:rotate(60deg)}.orbit-mark span:nth-child(3){inset:21px;border:0;background:var(--gold);transform:rotate(30deg)}.hero-foot{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #ffffff26;padding:22px 0;color:#b8cad9;font-size:12px}.hero-foot p{margin:0}.challenge-heading{display:grid;grid-template-columns:1.1fr 1fr;gap:20px 80px;margin-bottom:40px;align-items:start}.challenge-heading>.eyebrow{grid-column:1/-1;margin:0}.challenge-heading h2{padding:0;margin:0}.challenge-heading .intro{padding:0;font-size:16px}.challenge-list{list-style:none;padding:0;margin:0;border-top:1px solid var(--line)}.challenge-list li{border-bottom:1px solid var(--line)}.challenge-list a{display:flex;align-items:center;gap:28px;padding:25px 12px 25px 0;text-decoration:none;font-size:clamp(1.1rem,2vw,1.55rem);font-weight:500;letter-spacing:-.025em;line-height:1.35;transition:padding .2s,background .2s}.num{font-size:12px;font-weight:550;color:#7c693f;letter-spacing:.04em}.challenge-list .num{min-width:25px;font-size:11px}.challenge-list a:hover{padding-left:15px;background:#f4f6f7}.challenge-arrow{margin-left:auto;font-size:25px;font-weight:400;color:#8c7236}.section-head{display:flex;justify-content:space-between;gap:35px;align-items:end;margin-bottom:40px}.section-head h2{margin:0}.service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.service-card{background:white;border:1px solid var(--line);padding:28px;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s,border-color .2s;min-width:0}.service-card>.num{margin-bottom:24px}.service-card h3{font-size:21px}.service-card p{font-size:15px;color:var(--muted)}.service-card a{font-size:13px;font-weight:650;margin-top:auto;padding-top:18px;text-decoration:none;border-top:1px solid var(--line);line-height:1.5}.service-card a:after{content:" ↗"}.service-card:hover{transform:translateY(-4px);border-color:#b49d67;box-shadow:0 12px 30px #10263f09}.service-feature{grid-row:span 2;background:var(--navy);color:white;padding:32px;position:relative;overflow:hidden}.service-feature:before{content:"";position:absolute;width:270px;height:270px;border:1px solid #d4b77725;border-radius:50%;right:-160px;top:100px;pointer-events:none}.service-feature>.num{font-size:48px;line-height:1;font-weight:350;color:#d4b77780;margin:0 0 24px}.service-feature h3{font-size:32px;max-width:none;letter-spacing:-.045em}.service-feature p{color:#cdd9e3;font-size:16px}.service-feature .feature-label{font-size:10px;text-transform:uppercase;letter-spacing:.12em;color:var(--gold);margin:0}.service-feature a{border-color:#ffffff30;margin-top:auto;color:var(--gold)}.service-feature .feature-footnote{font-size:12px;margin:25px 0 0;color:#aebfce}.why-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:35px;margin-top:45px}.why-item{border-top:2px solid var(--gold);padding-top:24px}.why-item p{font-size:15px;color:var(--muted);margin:0}.why-section h2{max-width:850px}.engagement-section{background:#e9eef1;padding:75px 0}.engagement-section>.wrap{display:grid;grid-template-columns:1fr 2fr;column-gap:55px}.engagement-section .eyebrow{grid-column:1}.engagement-section h2{grid-column:1;font-size:34px;grid-row:2}.engagement-section .intro{grid-column:1;font-size:15px;grid-row:3}.models{grid-column:2;grid-row:1/4;display:grid;grid-template-columns:1fr;gap:20px}.model{display:grid;grid-template-columns:150px 1fr;gap:8px 22px;border-bottom:1px solid #c7d3dc;padding-bottom:20px}.model:last-child{border:0;padding-bottom:0}.model .num{grid-column:1;grid-row:1/4;font-size:10px;padding-top:4px}.model h3{grid-column:2;margin:0;font-size:20px}.model p{grid-column:2;font-size:14px;color:var(--muted);margin:0}.about-panel{background:#f1f4f6;padding:34px;border-left:3px solid var(--gold);height:fit-content}.about-panel h3{font-size:30px;font-weight:500}.about-panel>p{color:var(--muted);font-size:16px}.credentials{border-top:1px solid #d1dbe2;padding-top:20px;margin-top:22px;font-size:14px!important}.text-link{font-size:14px;font-weight:650}.insights{margin-top:28px;border-top:1px solid var(--line);padding-top:20px}.insights p{font-size:14px;color:var(--muted)}.contact{background:var(--navy);color:white;padding:80px 0;position:relative;overflow:hidden}.contact>.wrap{display:grid;grid-template-columns:1.5fr 1fr;gap:70px;align-items:center}.contact h2{font-size:clamp(2.1rem,3.8vw,3.5rem)}.contact .eyebrow{color:var(--gold)}.contact p{color:#d0dce7;font-size:16px}.email{display:inline-block;font-size:15px;margin-top:20px;overflow-wrap:anywhere}.contact-signoff{font-size:clamp(2.7rem,5vw,4.8rem);line-height:1.05;letter-spacing:-.055em;font-weight:450;border-left:1px solid #ffffff25;padding:25px 0 25px 40px;color:#fff}.contact-signoff span{color:var(--gold)}.footer{padding:32px 0 24px;font-size:12px;color:var(--muted)}.footer-top{display:flex;justify-content:space-between;gap:25px}.footer-top strong{font-size:14px;color:var(--navy)}.footer p{margin:6px 0}.footer-links{display:flex;gap:22px;flex-wrap:wrap}.detail{max-width:800px}.detail h1{font-size:clamp(2.4rem,5vw,3.9rem)}.detail li{margin-bottom:12px}.back{display:inline-block;font-size:14px;margin-bottom:32px}.company-details{margin-top:45px;padding-top:30px;border-top:1px solid var(--line)}
/* Local article carousel. */
.insights-actions{display:flex;flex-wrap:wrap;gap:16px;align-items:center}.insights-actions>a{font-size:13px}.carousel-controls{display:flex;gap:8px}.carousel-btn{min-width:44px;min-height:44px;padding:8px 13px;background:white;border:1px solid #b7c3ce;color:var(--navy);cursor:pointer}.carousel-btn:hover{border-color:var(--navy);background:#e2e9ee}.carousel-viewport{overflow:hidden}.carousel-track{--carousel-gap:20px;display:flex;gap:var(--carousel-gap);transition:transform .45s ease}.carousel .insight-card{flex:0 0 calc((100% - 3 * var(--carousel-gap))/4);min-width:0;display:flex;flex-direction:column;border:1px solid var(--line);background:white}.insight-thumb-link{display:block;line-height:0}.insight-thumb{aspect-ratio:1200/624;overflow:hidden;background:#edf1f4}.insight-thumb img{width:100%;height:100%;object-fit:cover;display:block}.insight-content{padding:23px;display:flex;flex-direction:column;flex:1}.insight-topic{font-size:10px;text-transform:uppercase;letter-spacing:.09em;color:var(--gold-dark);margin-bottom:12px}.insight-content h3{font-size:18px}.insight-content p:not(.insight-topic){font-size:14px;color:var(--muted)}.insight-content>a{margin-top:auto;font-size:13px;font-weight:650}.carousel-status{text-align:right;font-size:12px;color:var(--muted);margin-top:16px}.article-section .section-head{align-items:start}.article-section h2{font-size:clamp(2rem,3vw,2.75rem)}
@media(min-width:1450px){.hero h1{font-size:4.65rem}}
@media(max-width:1100px){.hero-layout{gap:35px;grid-template-columns:minmax(0,1fr) 230px}.hero-aside{padding-left:24px}.hero h1{font-size:clamp(2.9rem,5vw,3.7rem)}.split{gap:55px}.service-card{padding:24px}.engagement-section>.wrap{column-gap:35px}.model{grid-template-columns:110px 1fr}.challenge-heading{gap:50px}}
@media(max-width:1050px){.carousel .insight-card{flex-basis:calc((100% - var(--carousel-gap))/2)}}
@media(max-width:850px){.wrap{width:calc(100% - 48px)}.hero-layout{grid-template-columns:1fr;padding-top:55px}.hero h1{font-size:clamp(2.8rem,6.4vw,4rem)}.hero-aside{display:none}.hero .lead{max-width:690px}.hero-foot{font-size:11px}.service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.service-feature{grid-column:1/-1;grid-row:auto}.service-feature>.num{display:none}.service-feature h3{max-width:none;margin-top:25px}.service-feature a{margin-top:12px}.why-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.engagement-section>.wrap{display:block}.engagement-section h2{max-width:600px;font-size:2.5rem}.engagement-section .intro{max-width:600px}.models{margin-top:35px}.challenge-heading{display:block}.challenge-heading>.eyebrow{margin:0 0 20px}.challenge-heading h2{padding:0}.challenge-heading .intro{padding-top:22px}.contact>.wrap{gap:30px}.contact-signoff{padding-left:25px}.split{gap:35px}}
@media(max-width:650px){body{font-size:16px}.wrap{width:calc(100% - 40px)}.nav{min-height:0;padding:17px 0;flex-wrap:wrap;gap:16px}.brand img{width:34px;height:40px}.wordmark{font-size:13px}nav{width:100%;justify-content:space-between;gap:14px;font-size:13px}.nav-contact{padding:7px 12px}.hero-layout{padding:43px 0 35px}.hero .eyebrow{font-size:9px;letter-spacing:.08em}.hero h1{font-size:clamp(2.45rem,9.2vw,3.7rem);line-height:1.06;letter-spacing:-.052em}.hero .lead{font-size:16px}.hero-foot{flex-direction:column;gap:5px;padding:19px 0}.actions{align-items:stretch}.actions .button{width:100%}.section{padding:62px 0}.challenge-list a{gap:15px;padding:21px 0;font-size:18px}.challenge-list a:hover{padding-left:7px}.challenge-arrow{font-size:22px}.service-grid{grid-template-columns:1fr}.service-feature{grid-column:auto}.service-card h3{font-size:23px}.service-feature h3{font-size:30px}.why-grid{gap:30px 23px}.why-item p{font-size:14px}.split{grid-template-columns:1fr}.model{grid-template-columns:1fr;gap:12px}.model .num{grid-column:auto;grid-row:auto}.model h3,.model p{grid-column:auto}.contact>.wrap{display:block}.contact-signoff{display:none}.contact{padding:60px 0}.footer-top{flex-direction:column;gap:20px}.footer-links{gap:16px}.insights-actions{margin-top:25px}.section-head{display:block}.carousel .insight-card{flex-basis:100%}.carousel-status{text-align:left}.about-panel{padding:28px}}
@media(max-width:370px){.why-grid{grid-template-columns:1fr}nav{font-size:12px;gap:9px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}.button:hover,.service-card:hover{transform:none}}

/* Service headlines express the buyer benefit; formal labels retain service clarity. */
.service-card .service-name{font-size:10px;line-height:1.5;text-transform:uppercase;letter-spacing:.08em;color:var(--gold-dark);font-weight:700;margin-bottom:18px}.service-feature .service-name{color:var(--gold)}.service-card .named-review{margin:20px 0 0;border-top:1px solid var(--line);padding-top:16px}.service-card .named-review a{display:inline-block;padding:0;border:0;font-size:14px;color:var(--ink);font-weight:700;text-decoration:underline}.named-review span{display:block;font-size:12px;color:var(--muted);margin-top:5px}.third-opinion{background:var(--pale);border-left:3px solid var(--gold);padding:34px;margin-top:45px}.third-opinion .third-lead{font-size:21px;line-height:1.4;font-weight:550;letter-spacing:-.02em}.third-opinion h2{margin-bottom:16px}.third-opinion h3{margin-top:30px}.third-opinion .button{margin-top:12px}
@media(max-width:650px){.third-opinion{padding:25px}.service-feature h3{font-size:30px}}

/* QA refinements: focus, targets, reflow and legal-page consistency. */
.brand img{object-fit:contain}nav a{display:inline-flex;align-items:center;min-height:32px}.footer-links a{display:inline-flex;align-items:center;min-height:28px}.carousel-btn{border-color:#607587}.legal-page h1{max-width:100%}.detail,.service-card,.model,.contact-copy{min-width:0}.detail a{overflow-wrap:anywhere}.detail h2{font-size:clamp(1.6rem,3vw,2.5rem)}main:focus{outline:none}.small-note{font-size:14px;color:var(--muted)}
@media(max-width:650px){.detail h1{overflow-wrap:anywhere}nav{flex-wrap:wrap}.service-card h3,.hero h1{overflow-wrap:break-word}}